Financing for Roofing & Decks Moncton NB | J.A. Kelly

Simple & Fast

How Financing Works

01

Get Your Estimate

We provide a detailed, no-obligation quote for your roofing, deck, or renovation project.

02

Pre-Qualify Online

Apply in minutes through iFinance, Financeit, or choose Klarna at checkout. Soft credit check only — no impact on your score.

03

Choose Your Terms

Select the monthly payment and term length that fits your budget. Flexible options available.

04

We Get to Work

Once approved, your project starts. You enjoy the result now and pay comfortably over time.

Our Partners

Three Ways to Finance

We've partnered with three trusted financing providers. Choose the one that works best for you — or ask us and we'll help you decide.

iFinance Canada

Quick and easy pre-qualification. Competitive rates, flexible terms, and a simple online application process trusted by thousands of Canadian homeowners.

✓ Up to $40,000

✓ No credit impact to pre-qualify

✓ Quick online approval

✓ Flexible repayment terms

Apply with iFinance →

Financeit

Canada's leading home improvement financing platform. Ideal for larger projects like full roof replacements, large decks, and whole-home renovations.

✓ Up to $100,000

✓ Soft credit check only

✓ Low monthly payments

✓ Terms up to 15 years

Apply with Financeit →

Klarna

Perfect for smaller projects and repairs. Split your cost into 4 interest-free payments, or choose flexible financing up to 36 months.

✓ Up to $17,500 CAD

✓ Interest-free Pay in 4

✓ No app needed — offered on invoice

✓ Financing up to 36 months

Offered automatically on your invoice

What You Can Finance

Projects We Finance in Greater Moncton

Our financing options cover every service we offer. Whether you need a $5,000 roof repair or a $80,000 full-home renovation with new roof and custom deck, you can spread the cost into manageable monthly payments.

Roofing Projects

Full roof replacements in the Moncton area typically range from $8,000 to $25,000 depending on size and material. With financing, a $15,000 roof replacement can cost as little as $150–$200/month — less than most car payments. Metal roofing, asphalt shingles, and flat roof systems are all eligible.

Custom Decks

A new composite deck in Moncton, Dieppe, or Riverview typically ranges from $10,000 to $40,000 depending on size and features. Finance the outdoor living space you've been dreaming of — multi-level designs, privacy features, and premium composite materials included.

Renovations & More

Kitchen renovations, bathroom remodels, basement finishes, flooring, and carpentry projects are all eligible. Combine multiple projects into a single financing application — get your roof, deck, and kitchen done at once with one monthly payment.

Not sure about your budget? Call us at (506) 377-4787 and we'll walk you through the financing process before you commit to anything. Zero obligation, zero pressure.

Common Questions

Financing FAQ

Will applying affect my credit score?

No. iFinance and Financeit use a soft credit check for pre-qualification, which does not impact your credit score. A hard check only happens if you choose to proceed with a formal application. Klarna also performs a soft check when you select Pay in 4 at checkout.

What's the maximum I can finance?

iFinance offers loans up to $40,000. Financeit offers financing up to $100,000. Klarna covers smaller projects up to $17,500 CAD. Between all three partners, most projects are covered.

How quickly can I get approved?

Pre-qualification typically takes minutes. Full approval can happen the same day, so there's minimal delay between your decision and the start of your project.

Can I pay off my financing early?

Yes. Both financing partners allow early payoff without penalty. If your financial situation changes, you can pay down or pay off your balance at any time.

What is Klarna and how does it work?

Klarna is a payment option offered automatically on your invoice through Housecall Pro. You can split your cost into 4 interest-free payments, or choose flexible financing up to 36 months. There's no separate application — just select Klarna when you receive your invoice. It's ideal for smaller projects and repairs up to $17,500 CAD.

Do I need to apply before getting an estimate?

No. We recommend getting your free estimate first so you know the project cost, then applying for financing with the exact amount. We'll guide you through the process.

Flexible Financing